Our Services

Real Estate Loan

FLFIL extends loan facilities for: ► Profesonal for Purchase of Office or Chamber Space ► Real Estate developers for construction of apartment Project ► Purchase of Office,Shop or display center ► Construct or Purchase of Commercial Building ► Construct Commercially viable Project like school,hotels ► Industrial building and warehouse For individual, maximum loan amount is Tk.50 lac or 70% of the price of the apartment /office spaces/ showroom which ever is lower. For corporate bodies, business house or developers the loan amount flexible. For individual, maximum10 (ten) years term is offered for purchase, construction, renovation and extension of residential apartment and houses but not beyond the 60th births day of the applicant. For the individual ,15 (fifteen) years term is offered for purchasing apartment under the category of refinance Scheme of Bangladesh Bank. For corporate bodies/ business houses, maximum five(5) years for purchases, construction, renovation and extension of commercial space, display center etc. For developers, maximum three (3) years for construction. Loan installments are determined based on loan amount and tenure. Monthly installment is the norm, however, quarterly payments can also be considered in case of corporate and developers. Mortgage of the concerned property is usually the security. However, other securities are also considered.